WEDDING INSURANCE POLICY COMPARISON CHART

(September 2020)

This form can be used to display the coverages, limits, options and other considerations of Wedding Insurance Policies offered by various companies. It provides a means for recording and comparing endorsements, limits, modifications or restrictions that apply among various programs.

Wedding planning has long relied on the special protection of wedding insurance.

This form is merely a summary document and does not reflect every aspect of coverage that applies. Always refer to the policy language for the coverage details when there is a question or need for greater detail.

COVERAGE/CATEGORY/DESCRIPTION	COMPANY A	COMPANY B	COMPANY C
Primary Event Cancellation Coverages
Facility Rental Costs Limit	$	$	$
Catering Costs Limit	$	$	$
Special Attire Rental Fees Limit	$	$	$
Photographer Fees Limit	$	$	$
Videographer Fees Limit	$	$	$
Hotel Costs Limit	$	$	$
Transportation Costs Limit	$	$	$
Air Transportation Limit	$	$	$
Other Misc. Non-refundable Costs Limit	$	$	$
Deductible Amount
Primary Event Cancellation Exclusions (Does policy exclude loss caused by):
Insufficient Funds
Known Circumstances
Enforced Law/ordinance
Strikes/lockouts
Supplier Actions
Weather Conditions (routine)
Failure to Notify Insurer
Riots/Disturbances
Medical Advice
Criminal Activity
Bodily Injury Involving Hazardous Activities
Contagious Disease
Actions of Named Insured (Honoree)
Death To Member Of Family/Wedding Party
War or Nuclear Activity
Supplemental Property Coverages
Additional Expense Limit	$	$	$
Jewelry Coverage Limit	$	$	$
Special Attire Coverage Limit	$	$	$
Rented Property Coverage Limit	$	$	$
Gift Coverage Limit	$	$	$
Photograph and Videography Coverage Limit	$	$	$
Photo/Video Retakes or Restaging Wedding	$	$	$
Primary Event Liability Coverages
Personal Liability Limit	$	$	$
Medical Payments To Others Limit	$	$	$
Primary Event Liability Exclusions (Does policy exclude loss caused by or involving):
Aircraft, Watercraft or Vehicles
Bodily Injury to insured/honoree
Athletic Activities
Serving/Distributing Alcoholic Beverages
Fines Or Penalties
Nuclear Activity or War
Intentional Acts
Injury Eligible for Workers Comp Coverage
Property Sold or Rented By Insured/Honoree
Fraud
Property in the Insured’s Care, Custody or Control
Violation of Laws or Statutes
Supplemental Liability Coverages
Settlement and Defense Costs
Appeal and Attachment Bond Premiums
First Aid Expenses
Misc. Expenses Incurred at Insurer’s Request
Loss of Earnings